Retail & Wholesale

Know more about our appetite before you submit

There are more than 1 million retail stores in the U.S., and they employ 29 million people while wholesale employs 6.6 million people in the U.S. (NRFSelectUSA, IBIS).

Workers’ comp insurance gives these employers the ability to protect the people who make their work possible. Check out our submission requirements and target class codes for more information.

Submission Requirements


  • 3 years currently valued loss runs (if applicable)
  • Completed Pie eligibility questions
  • Target pricing (if known)
  • Current Experience Modifier and/or worksheet
  • Depending on the class code, we do consider new ventures
  • Exclusions:
  • Marijuana/THC exposures

Target Class Codes

8001 Florist
8008 Clothing
8010 Hardware Stores
8013 Jewelry Stores

8017 Stores NOC
8018 Wholesalers NOC
8033 Grocery
8045 Drugstores

8046 Automotive Parts & Accessories
8032 Clothing/wearing apparel/dry goods wholesale
8232 Home Improvement Centers

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