Pie Insurance | Restaurants and Bars Target Classes

Running a restaurant or bar requires immense attention to detail. Restaurant owners have to make sure the food and drinks hit the spot every time, keep their team motivated and running smoothly, and always aim to wow their customers with top-notch service. Now, imagine if we could take one thing off their overflowing plate? That’s where our top-tier workers’ comp coverage comes in. It’s designed to bring your clients peace of mind.

Our favorite recipes

Restaurants: 9058, 9079, 9082, 9083

Fine dining restaurants
Neighborhood spots
Chains/fast food/franchises
24/7 operations with at least two customer-facing employees on shift at a time
Delivery by employees
Food trucks (in one location)

Bars: 9079, 9084

Neighborhood bars or pubs
Sports bars
Bars with kitchen operations
Live entertainment provided by outside artists who have workers’ comp coverage

Not our cup of tea

Security/bouncers
Live entertainment provided by employees
Live entertainment provided by outside artists who do not have workers’ comp coverage
Bicycle delivery
Mobile food trucks operating in multiple locations per day
Over 50% alcohol sales (only applicable to restaurants)
Gentlemens’ clubs/strip clubs
After-hours clubs
Dance clubs/night clubs
Concert venues

Good for you, good for your clients

Affordable

Find coverage that fits. Save 30% on workers' compensation.

Simple

Submit clients in 3 minutes and get instant decisions on 73% of class codes in our easy online portal.

Trusted

Go with confidence. Pie is rated "Excellent" by TrustPilot.

Restaurants and Bars

We’ve improved our recipe for even more savings and coverage