Hazard groups are a way to bundle class codes into relatively similar levels of risk. These groups categorize job hazards for employees and help insurance companies provide coverage that makes sense for their customers. There are seven hazard groups labeled A, B, C, D, E, F, and G, with A being the group with the least likelihood of high severity claims, and G being the group with the highest likelihood of high severity claims. If your client has a business that operates in multiple states, they may fall into two different hazard groups in those two states.
To use this directory, search by keyword (i.e. bakery, construction, landscaping, etc.) or class code (i.e. 0042, 2121, 6325), then scroll to the state where your client’s small business is located to get more information on your client’s hazard group.
Note: This table is an educational resource and is not intended to be used to determine Pie’s appetite. Please use the appetite checker within the partner portal to learn more about Pie’s appetite.
We’re excited to work with independent agents like you.