Commercial vehicles and industries we insure

Know more about our appetite before you submit

We offer customizable commercial auto insurance solutions for your clients.

Get a quote by simply emailing declaration pages or ACORD forms to our commercial auto department. We’ll take care of the submission process for you.

Top industries for commercial auto insurance:

Lawncare and landscaping

  • Mow, blow, and go
  • Masonry flatwork
  • Fencing

Electricians

  • Residential and commercial
  • Electrical equipment installation

Janitorial services

  • Residential and commercial
  • Sanitization specialists

Carpentry

  • Framing
  • Finishing work
  • Siding installers

Mechanical contractors

  • HVAC
  • Plumbing

General contractors

  • Residential remodeling
  • New construction
  • Commercial builders

Types of vehicles we cover:

  • Pickup trucks
  • Cargo vans
  • SUVs
  • Box trucks
  • Flatbed trucks
  • Dump trucks (landscapers and contractors only)

Vehicles and industries we do not insure:

Unacceptable vehicle types:

  • Trucks greater than 26k gross vehicle weight rating
  • 16+ passenger capacity or paratransit vehicles
  • Emergency use vehicles  (with lights/sirens)
  • Military-type vehicles or those not licensed for on-road
  • Kit cars or gray market vehicles
  • Cargo requiring placard
  • Vehicles with permanent specialized equipment with value >25% of vehicle (e.g.  lifts/cranes)

Unacceptable industries:

  • Passenger transportation (for-hire or not)
  • For-hire transportation
  • Towing or roadside assistance operations
  • Residential in-home delivery (including food delivery)
  • Couriers and other package delivery (e.g. Amazon/FedEx contractors)
  • Driving schools

Need a hand?

Our dedicated commercial auto insurance team is available to quickly help you.

Call our commercial auto insurance support number.

800-438-5374

9am-9pm ET, Monday-Friday

Email the team with submissions and questions anytime.